UNMIS commended the two parties to the 2005 comprehensive peace agreement (CPA) – the Government and the Sudan People’s Liberation Movement (SPLM) – ending the long-running north-south civil war for ensuring that the census can take place.Starting today, census enumerators are fanning out across the vast nation over the next two weeks to conduct interviews and record answers about the number, geographical distribution, social and economic characteristics on the population.The holding of the census is one of the key elements in implementing the CPA and Secretary-General Ban Ki-moon issued a statement last week calling the event a milestone in the peace process, which is supposed to culminate in elections next year.The January 2005 accord formally ended a conflict that claimed about two million lives and displaced some 4.5 million others. 22 April 2008The United Nations peacekeeping mission in Sudan (UNMIS) has welcomed today’s start of the African country’s historic nationwide census, which aims to count all Sudanese people and households in preparation for elections scheduled for next year. read more

Around 2,000 homes were also burned when gunmen attacked the village of Duk Padiet in Jonglei state on the morning of 20 September. “The Secretary-General urges the Government of Southern Sudan to further strengthen their efforts to identify and bring to justice the perpetrators of these crimes,” Mr. Ban’s spokesperson said in a statement issued last night.“In the meantime, the Secretary-General commends the efforts of the Government to restore order, deter retaliatory attacks, and to pursue dialogue and reconciliation among all concerned parties,” the statement added.The UN Mission in Sudan (UNMIS) is working to determine the full extent of the attack.There has been a rise in attacks across the region since the start of this year. Just last month tribal militiamen attacked residents of the village of Wernyol, killing numerous civilians. 23 September 2009Secretary-General Ban Ki-moon has strongly condemned the weekend attack in southern Sudan in which more than 100 people were reportedly killed, the latest in a string of ethnically-based incidents in the region. read more

Bandaranayake, 54 awaits removal from the position early January after parliament holds a vote on the recommendations of the parliamentary select committee submitted last week.The report was released after Ms Bandaranayake and her lawyers walked out of the proceedings calling it unfair.Following concerns raised internationally, President Mahinda Rajapaksa, on Tuesday, said he would appoint an independent panel to seek its views on the select committee report prior to acting on them. Lawyers across Sri Lanka went on strike on Wednesday protesting the impeachment motion against the island nation’s first woman Chief Justice, bringing the judiciary to halt.The protesters were seen clashing with pro-government protesters who called for the resignation of Ms Bandaranayake staging counter demonstrations in support of the impeachment Mr Rajapaksha said the BASL committee had resolved to condemn the procedure adopted and the findings of the parliamentary select committee on the impeachment of Chief Justice Shirani Bandaranayake. The parliamentary panel last week announced that Ms Bandaranayake has been found guilty of three of the 14 charges slapped against her by the government.The protesting lawyers said that some of the court’s functioning was crippled in many provincial areas throughout today and is likely to remain so tomorrow. “We have come out today to protest in the branch association across the country on the single theme, ‘let’s protect the independence of the judiciary’”, Wijayadasa Rajapaksha, the head Bar Association of Sri Lanka (BASL) said. However, the lawyers rejected the President’s offer. “The President’s statement that he would appoint an independent panel to review the report is an admission by the President that it was an unlawful process and that the report is flawed. Therefore the said Report must be withdrawn immediately. Any future inquiry must take place only after a fair procedure and tribunal are lawfully introduced. Until then the agitation of the Bar will continue”, a lawyer’s union statement said. (The Hindu) read more

As recreational marijuana legalization looms, some industry insiders are predicting a hot niche in the market for less potent products.At the centre of the shift is an expected influx of new consumers more interested in dabbling than getting blitzed, creating demand for pot products with lower doses of psychoactive ingredients.A report by Deloitte forecasts that legalization on Oct. 17 will bring a consumer into the market who is more risk averse, older and less likely to consume the drug as regularly as existing recreational users.“Today’s consumer is what we describe as a risk taker. They’re young, typically with a high school or college education. In their quest to live life to the fullest, they’re more likely to put their health or safety at risk, even going so far as to skirt or break the law,” it says.Newer recreational customers will typically be 35 to 54 years old, and three-quarters of them will have some experience with recreational pot but only 41 per cent will have used it in the last five years, it says.“This consumer is more of a conservative experimenter — typically middle-aged, with a university or graduate school education. They don’t tend to put their personal interests before family needs or other responsibilities,” the report says.It says almost half of current consumers say they would move to the legal market if there were more choices in terms of product potency.Producers are paying attention.Andrew Pollock, vice-president of marketing for The Green Organic Dutchman said many consumers are asking for products with higher concentrations of non-psychoactive cannabidiol, also know as CBD, rather than tetrahydrocannabinol, or THC, which is the main mind-altering ingredient in the plant.“CBD is becoming kind of an ‘it’ word in cannabis. We see a real trend there,” Pollock said.CBD and THC are some of the most common compounds found in marijuana.Plants with high CBD give more clear-headed relief to symptoms of anxiety, pain and inflammation. THC gives users a “high,” an appetite and relieves symptoms like pain and nausea, Pollock said.“What we’re finding is more and more consumers are just looking for something to help them relax, to take away the stress, maybe to help them sleep. What most consumers are looking for in this day and age is calm,” he said.The Green Organic Dutchman is building 130,000 square metres of cultivation facilities in Ontario, Quebec and Jamaica.Ali Wasuk, store manager of WestCanna dispensary in Vancouver, says CBD products are already popular among the company’s medical clients, especially older users without recreational experience who are wary “getting high.”“That crowd was the main one who kind of wanted to dabble, get their feet wet with the lower dose stuff,” he said. “Generally the medical side of it is mainly lower dose THC.”South of the border, less potent products have already entered a market once dominated by black market pot that packed a punch.“Products are now being scored and packaged and marked in low doses,” said Tom Adams, managing director of BDS Analytics in Colorado.Part of that comes as a result of what industry members refer to as the “Maureen Dowd Effect,” he said. The New York Times columnist wrote a piece detailing her experience sampling a cannabis-infused chocolate from one of Colorado’s newly legal pot shops in 2014 that left her “curled in a hallucinatory state” for eight hours in her Denver hotel room.Since then, the industry has made a concerted effort to cater lower-dose products to new users and emphasize responsible consumption, especially with edibles.“The industry has very much harped on the theme of, ‘Start low, go slow,’ ” Adams said.There are also regular users in the market who want to take some edge off without getting high.“(They say) two milligrams or three milligrams just has a mild relaxing effect and doesn’t interfere with you going about your day,” Adams said.The shift is occurring mostly at the processing level where the plants are used to create concentrates, oils, edibles and other products, he said.Some companies are banking on recreational consumers having less fluency in dosages or chemical components and who are instead looking for an “experience.”Adine Carter, chief marketing officer for High Park, based in a Nanaimo, B.C., said the company is highlighting its recreational products’ effects instead of its medicinal components.In other words, you can buy “Sun” under its Irisa brand if you want energy or “Earth” for balance and focus.“It’s a very different approach to product development than the medical products that are geared toward having the patient understand exactly what the potency is for their condition,” Carter said.“We believe that telling them what the products are designed to do will resonate better with them as consumers.” read more

The last convoy from the Kountaya and Télikoro camps on Friday was organized by the UN High Commissioner for Refugees (UNHCR) and local authorities in Kissidougou and Gueckedou districts and brought back 119 Liberian families (297 persons), a spokesperson told reporters in Geneva today. “The 61st convoy ended the UNHCR repatriation operation for Liberian refugees in Guinea’s Kissidougou region, launched on 10 May 2005. Since the beginning of organised voluntary repatriation to Liberia in November 2004, over 38,000 Liberian refugees have been repatriated with UNHCR assistance,” said Ron Redmond. “The closing of the UNHCR office in Kissidougou at the end of this month will be a landmark in achieving UNHCR’s objectives in Guinea and will end an 18-year presence helping Liberian refugees in the area.” Yesterday, UNHCR started the relocation of the remaining 3,000 Liberian refugees in Kissidougou’s Kountaya camp. These refugees either cannot or would not return to their homeland. Those originating from Lofa and Nimba counties in Liberia are being moved to Kouankan and Lainé camps respectively. The relocation should be completed by 15 September, Mr. Redmond said. More than 33,000 Liberian refugees remain in Guinea. Almost all of them are still in the refugee camps located along the Guinean border with Liberia. In all, there are still 142,720 Liberian refugees in the region, outside their homeland, primarily in Guinea, Côte d’Ivoire, Sierra Leone and Ghana. read more

Ohio State sophomore Marcus McCrary (19) dribbles the ball through a group of Michigan players during a soccer game at Jesse Owens Memorial Stadium on Nov. 4, 2015. OSU won 3-1. Credit: Lantern File PhotoThe Ohio State Men’s Soccer team will begin its season this Friday, Aug. 26 at 7 p.m. as they take on the Virginia Tech Hokies at Jesse Owens Memorial Stadium.The first regular season game comes as part of the 11th-annual Bert and Iris Wolstein Classic.  The No. 18 Buckeyes will conclude the weekend-long tournament at home against No. 13 UC Santa Barbara on Sunday, Aug. 28 at 7 p.m. “The guys are excited to get started,” said coach John Bluem. “These preseasons are long and difficult. The guys just want to have a chance to play games that are meaningful and to play here in our stadium where we were very successful last year. We are all looking forward to the opportunity.”The Buckeyes are coming off a Big Ten championship season in which the team finished with a 13-7-3 record (5-2-1 in conference), making it to the Sweet 16 of the NCAA tournament where they lost to future national champion Stanford. Seven starters and 12 letter winners will be returning from last year’s team, including four of their top scorers – Yaw Amankwa, Danny Jensen, Abdi Mohamed, and Christian Soldat. On offense, the four combined for 16 goals and 16 assists in the 2015 season. “We got a lot of new players. We are going to have six new starters or something like that,” senior defender Austin Bergstrom said. “UC Santa Barbara and Virginia Tech are two good teams so it is going to be a good test right off the bat. Hopefully we come out with two wins.”Virginia Tech is coming off a 2015 campaign in which they finished 5-9-3 (0-5-3 in the ACC). They went 2-0 this year in preseason exhibition play, recording wins over East Tennessee State and James Madison. The Hokies are lead by captains Alessandro Mion, Andre Thomas, and Ben Lundgaard. Mion, a redshirt senior defender, was part of a Hokie defense that produced seven shutouts and allowed only 22 goals in the 2014 season. Last season, Mion was fourth on the team in points, assists and shots. He appeared in 11 games, starting 10 of them. Thomas, a redshirt senior midfielder, will be in his third year as captain. He started all but one game last season playing 1,515 minutes for the Hokies. Lundgaard, the junior goalkeeper, made 60 saves in 16 starts a year ago which was good enough for a .732 save percentage and 1.373 goals against average. Through the course of the season he faced 178 shots and tallied three shutouts. “Traditionally [the ACC] is one of the best conferences for soccer in the country so I am expecting some really talented attackers,” senior defender Tyler Kidwell said. “It is going to be a tough game, but I think we had a good day of training today so I think we will be ready to go.”On Sunday, OSU takes on No. 13 UC Santa Barbara at 7 p.m. in the finale of the four-team classic.Coming off a season in which the Gauchos finished with a 14-6-2 record, UCSB coach Tim Vom Steeg is aiming to repeat as victors of the Big West North Division. UCSB is led by senior striker Nick DePuy. The Big West Offensive Player of the Year led the NCAA in 2015 with 15 goals in the regular season, eight of which came as game winners. The Gauchos are undefeated all time in matches when DePuy has scored (16-0-4). While players and coaches alike are excited for the season to begin, they know the road ahead will not be an easy one. “People aren’t going to just walk in here and lie over and die because we are the Ohio State Buckeyes,” Bluem said. “ We are going to have to earn everything we get.” read more

first_img Dan Cohen AUTHOR John McCain (R-Ariz.), chairman of the Senate Armed Services Committee, next week plans to offer an amendment on the floor to the fiscal 2017 defense authorization bill raising the statutory cap on defense spending by at least $17 billion.McCain’s approach attacks head-on the two-year bipartisan budget agreement reached last year to lift the caps on both defense and non-defense spending, reported CQ Roll Call. It almost certainly will cause a split along partisan lines as well as between defense hawks and fiscal conservatives.“I don’t know whether or not this amendment will succeed, but the Senate must have this debate and the Senate must choose a side,” he said Thursday at the Brookings Institution. McCain later added that he may seek $18 billion, rather than $17 billion.The extra funds would pay for weapons modernization and also halt planned cuts in Army end strength.McCain’s plan for increasing Pentagon funding to restore shortfalls in military readiness and capacity contrasts with the approach House Armed Services Chairman Mac Thornberry (R-Texas) adopted in  crafting his chamber’s version of the annual defense policy bill. That measure, which the House approved Wednesday, calls for allocating $18 billion in overseas contingency operations account (OCO) funds for base budget items not requested by the administration.Defense Secretary Ash Carter and the White House have criticized that approach for shortchanging overseas operations. Under the House legislation, the OCO account would run out at the end of April, forcing the next administration to request supplemental spending. The White House has threatened to veto the House bill over the budget maneuver.“My friends in the House and I share the same goal of restoring these arbitrary cuts to military capability and capacity,” McCain said. “The House has adopted one approach. The Senate has adopted a different path to reach the same objective,” he said.last_img read more

first_imgThe state department of transportation released its first draft of a plan to reroute the Sterling Highway around Cooper Landing.Download AudioOfficially, we’re looking at a draft supplemental environmental impact statement and draft selection for the Sterling Highway between mileposts 45 and 60. The long-sought-after Cooper Landing Bypass.“We have four different build alternatives that just take a look at the area and offer different options of how to improve the highway,” says DOT spokesperson Shannon McCarthy.The cheapest of all those options is of course to do nothing. But this particular stretch of highway has some problems. It’s slow and winding, there are a bunch of hidden driveways to dodge, it’s really busy in the summer and not the comfiest bit of driving for RV’s and semi’s, plus, it doesn’t meet certain federal standards for rural highways anymore.The four alternatives range in cost from $250 to more than $300 million. One path would take travelers south of Cooper Landing over 3.5 miles of new road, including new bridges over the Kenai river and an additional one over Cooper Creek. Two plans would send the road further north and across Juneau Creek, while a fourth would also carve a path to the north, but avoid Juneau Creek falls and the Resurrection Pass Trail.“We really do need the public to review this, to weigh in, give us their comments and then we can take that information forward and make a final determination with the federal highway administration,” McCarthy says.The public comment period is open through May 26th, but in some ways, it’s been open a lot longer than that. The first draft plan for a Cooper Landing Bypass was drawn up in 1982. That was shelved and brought up again in 1994.  And since 2000, this current plan has been slowly put together. The project time line shows a decision on a bypass being made some time next year, with construction beginning as soon as 2018.last_img read more

first_img Hear from business owners and CEOs who went through a crippling business problem and came out the other side bigger and stronger. Listen Now July 8, 2013 Problem Solvers with Jason Feifercenter_img 2 min read Facebook is adding a dose of Google to its repertoire.The Menlo Park, Calif.-based social media giant says its personalized search function “Graph Search” will become available to all Facebook users in the U.S. who have the English version in the next few weeks, according to a statement released today. Your search box will be automatically updated, Facebook says.A beta version of Graph Search was released in January. The internal search function mines photos and comments to find recommendations on what to eat, where to shop or what to buy based on what your friends like.Facebook users individually determine the content that can be searched with their privacy settings. If you set a photo as viewable only to you, then it will not come up in a search. If you set a photo as viewable to your friends, then it will come up in searches that your friends conduct. Meanwhile, if you allow a photo to be viewable by everybody, then it will come up in all searches.Reviews on the Facebook Graph Search have so far been mixed. Some social media experts say it holds promise for business owners because it will allow them to advertise next to search results. Others say the initial versions have a clunky user experience.Facebook says over the past few months it has taken the feedback it received from tens of millions of people and made the search tool faster, improved the ability of the function to understand queries and made the interface easier to see and use. “This is just the beginning,” says Facebook in its announcement.Related: Facebook’s Graph Search Holds Promise for Social Marketinglast_img read more

first_imgDo you wish to make a career in IT security? Do you wish to advance in your career? If your answer was yes in both the cases, then we have a great offer for you. Spend little time in worrying about the certifications you have to pass and just invest in this amazing deal. Wccftech is offering an enormous discount on The 2018 CompTIA Security Certification Bundle. The deal is limited and the advantages are great.2018 CompTIA Security Certification Bundle featuresThe 2018 CompTIA Security Certification Bundle has three comprehensive courses that are designed to help you pass the certification exams. Here the highlights of what each course has to offer.CompTIA Security+ SY0-501 – Study to Pass One of the Most Important IT Certifications on Earth Access 76 lectures and 20 hours of content 24/7Cover the essential principles for network security and risk management Explore types of threats, attacks, and vulnerabilities Discover networking technologies and toolsCompTIA CSA+ – Study to Pass the CompTIA CSA+ Certification Exam Access 70 lectures and 18 hours of content 24/7Identify and combat malware Learn advanced persistent threatsCompTIA Advanced Security Practitioner – Study to Pass the CompTIA CASP Certification Exam Access 74 lectures and 19 hours of content 24/7 Apply critical thinking and judgment across a broad spectrum of security disciplines Learn how to propose and implement solutions that map to enterprise drivers, while managing riskThese courses have been designed by iCollege. It is a leading international provider of e-learning courses and technologies and development services. This company is basically a combination of two businesses XpertSkills and XpertEase Software. The combined power of these two firms has made the success of these online courses possible. The courses are designed by professionals and experts having years of experience in various fields.So are you up for this investment?Original Price 2018 CompTIA Security Certification Bundle: $999Wccftech Discount Price 2018 CompTIA Security Certification Bundle: $29 Share Tweet Submitlast_img read more

first_imgRelated posts:Christmas cheer, oxcart parades, and other happenings around Costa Rica Festival of Light, Egyptian dancers, and other happenings around Costa Rica Arts festival, music festival, yoga festival, and other happenings around Costa Rica Flamenco superstars, Soda Stereo tribute, and other happenings around Costa Rica International Arts FestivalAgainst all odds, FIA has begun – and you can find our handy guide here. Bear in mind that the schedule is getting shuffled daily like so many Tarot cards, but if you show up in downtown Alajuelita, Parque la Libertad in Desamparados or the Cenac facilities in downtown San José, you’re bound to find stuff happening any given afternoon.Star Wars ConventionQ: What do Chewbacca, vintage action figures, and the phrase “que la Fuerza le acompañe” have in common? A: They will all feature prominently at the “Star Wars” convention in Curridabat this weekend. Any Costa Rican with a geek streak should be there, trading comic books and videogames, dressing up as storm troopers, and generally basking in a galaxy far, far away.Convention takes place April 25 and 26 at Lincoln Plaza, Curridabat, east of San José. 10 a.m. – 8 p.m.Theater: ‘West Side Story’When it premiered in 1957, “West Side Story” was one of the most groundbreaking musicals on Broadway. Updating “Romeo and Juliet” for a then-modern audience, “West Side Story” tells the story of Tony and Maria, star-crossed lovers in gang-infested New York City. Costa Rica doesn’t have a big tradition of musical theater, so catch this startling Spanish-language adaptation of the Leonard Bernstein classic by Luciernaga Producciones.“West Side Story” performs May 2-13 at the Melico Salazar Popular Theater, downtown San José. (First week) Sat., 8 p.m.; Sun., 5 p.m.; Tue & Wed., 7:30p.m. (Second week) Fri., 8 p.m.; Sat., 2 p.m. & 8 p.m.; Sun., 5 p.m.; Tue & Wed., 7:30 p.m. ₡13,000-37,000 ($26-74). Info: Event Facebook page.Theater: ‘Chronicle of a Death Foretold’What if you plotted a murder and told an entire town about your intentions, but no one bothered to warn the victim? Gabriel García Márquez’s novel receives a stage adaptation at Teatro Espressivo.“Crónica de una Muerte Anunciada” opens April 9 at Teatro Espressivo, Tres Ríos. Fri. & Sat., 8 p.m.; Sun., 6 p.m. ₡7,500-10,000 ($15-20). Info: Teatro Espressivo website.Theater: ‘La Bruta Espera’Three short, darkish comedies by Argentinean dramatist Julio Chávez are performed at the Vargas Calvo black box theater, courtesy of the National Theater. The talented actresses Tatiana y María Chaves won a national award last year for the performance.“La Bruta Espera” continues through April 26 at the Vargas Calvo Theater, downtown San José. Thu.-Sat., 8 p.m.; Sun., 5 p.m. ₡2,500-5,500. Info: National Theater website.Art: Albrecht Dürer, Renaissance GeniusClassical German printer Albrecht Dürer receives a stunning retrospective at the Central Bank Museums.“Alberto Durero: Genio del Renacimiento” is on display through April 26 at the Central Bank Museums, downtown San José. Daily, 9 a.m. – 5 p.m. ₡5,500 ($11). Info: Museum website. Facebook Commentslast_img read more

first_img Consumer sentiment climbed higher last month despite historically low conditions, with Americans by and large feeling more optimistic about housing, according to “”Fannie Mae””:http://www.fanniemae.com/portal/index.html.[IMAGE]In conducting its December National Housing Survey, the GSE polled 1,000 respondents with questions about the economy and housing conditions at large.The big picture? More Americans expect a better New Year for their financial circumstances, higher home prices and mortgage rates, and steadily improving conditions for the housing market. ├â┬ó├óÔÇÜ┬¼├àÔÇ£December attitudes have rebounded from the lows seen during the debt ceiling debate and economic deterioration of [COLUMN_BREAK]Europe this past summer,├â┬ó├óÔÇÜ┬¼├é┬Ø “”Doug Duncan””:http://www.isurvived2011.com/on-the-panel/doug-duncan, VP and chief economist with Fannie Mae, said in a statement.├â┬ó├óÔÇÜ┬¼├àÔÇ£There is marked improvement in consumer sentiment regarding the direction of the economy, personal finances, and future home price expectations,├â┬ó├óÔÇÜ┬¼├é┬Ø he added.The number of respondents agreeing with notions that economy is on the right track went up six percentage points to crest at 22 percent, compared with 69 percent for Americans who believe it is still on the wrong track.Forty percent of respondents predicted that their financial situations would improve over the next 12 months, a higher average than those in the negative for the first time since early 2011. By the same token, 21 percent of Americans said their income had grown significantly higher, reflecting a 5-percentage point shift upward.Housing-related issues drew more confidence. Twenty-six percent of those surveyed anticipate that home prices will appreciate by 0.8 percent over the next year, up from 0.2 percent in November, with 18 percent suggesting that home prices will decline by 4 percentage points and 52 percent offering that figures will stay flat.Of the respondents, 71 percent believe it is a good time to buy a new home, a move upward-bound by 3 percentage points since last month.Sixty-four percent reported wanting to buy their next home, while 31 percent wanted to rent their next homes. in Data, Government, Origination, Secondary Market, Servicing Agents & Brokers Confidence Fannie Mae Fixed-Rate Mortgage Home Prices Housing Affordability Lenders & Servicers Mortgage Rates Processing Service Providers 2012-01-09 Ryan Schuette January 9, 2012 449 Views center_img Americans Feel More Confident About Housing: Survey Sharelast_img read more

first_img Experian Information Solutions Inc Home Equity Lines of Credit Loan Repayment 2015-05-29 Staff Writer Experian Information Solutions Inc., a global information services company, recently released its latest analysis on U.S. lending trends related to home-equity lines of credit (HELOC). The study found that HELOC loans that originated between 2005 and 2008, representing $265 billion, are outstanding and are nearing the end-of-draw repayment phase. This could create hardships for consumers and the entire industry.“This analysis is critical as we want to not only help lenders prepare and understand the payment stress of their borrowers, but also give consumers an opportunity to understand what the impact may be to their financial status and how to be better prepared for it,” said Michele Raneri, Experian’s VP of analytics and business development.When the HELOC period comes to a close, the loan terms will either advise consumers to enter a repayment program, which can be done over time, or pay off the entire loan in one lump sum or balloon payment, Experian says. The study also found that consumers that are nearing the end-of-draw on their HELOC loan are more likely to go delinquent, not only on these loans, but also on other forms of debt since the burden of repayment will increase monthly payments for the consumer.HELOCs encountered a large decline during the recession as many borrowers had little or no equity in their homes, but there is an upward trend showing that HELOCs have been increasing steadily since 2010. As of Q4 2014, originations are up 81 percent to $37.04 billion from $20.44 billion in the same quarter in 2010.“As home prices have rebounded in much of the country, we’re seeing the same trend with HELOCs,” Raneri said. “This could be a sign of the economy further recovering, yet there are still concerns about the prerecession HELOCs that are now in repayment and how that could negatively impact consumers and the economy as a whole.”Since their 1.81 percent high in 2009, HELOC delinquencies are down to prerecession levels, the study shows. The percentage of HELOCs that are in late-stage delinquency, 90–180 days past due, are down to 0.5 percent which is a positive sign for the industry. Between 2013 and 2014, there was a 307 percent increase in the number of 90-day delinquencies on HELOC loans for borrowers that were at their end-of-draw compared to 29 percent that were not end-of-draw.“With many consumers entering into this end-of-draw phase of their loan, financial institutions are reaching out to their customers to make sure they understand and are prepared for this change in their payment structure,” said Rod Griffin, director of public education at Experian. “The financial services industry is providing education to help borrowers develop a plan to manage their payments. Consumers should take advantage of all of the credit education resources available to them to manage these payments effectively, along with the other financial commitments they have.” in Daily Dose, Data, Featured, News, Servicing Study Reveals Impact of Payment Stress with Repayment of $265 Billion HELOCscenter_img May 29, 2015 588 Views Sharelast_img read more

first_img in Headlines, News, Servicing BSI Financial Services Core Servicing Management Team 2015-06-22 Staff Writer June 22, 2015 735 Views BSI Financial Services (BSI Financial) recently announced three new appointments to its management team so that the company can prepare for growth in its core servicing and related business lines. John Lawrence assumes the position of EVP and Chief Servicing Officer, Akshay Singh is named Managing Director for Strategy and Corporate Development, and Michael Whitfield is named VP for Loan Administration.John LawrenceMichael WhitfieldAkshay SinghJohn Lawrence is a 20-year veteran of the mortgage industry, BSI said. He joins BSI Financial after serving as SVP and portfolio manager for PIMCO, where he managed all aspects of loan trading operations, participated in capital development, and was responsible for operations that supported consumer, student and auto loan investments. Lawrence was also a managing director for PennyMac, where he developed a post-closing and servicing platform to host 20,000 loans and was responsible for PennyMac’s capacity planning and budgeting. He has also held key positions at Wells Fargo, IndyMac Bank, and Fremont Investment & Loan.Akshay Singh brings 15 years of experience in private equity, investment banking, and management consulting to his new BSI position. The company says that prior to joining BSI Financial he was a Principal of North Cove Partners, a private equity group that was spun out of Merrill Lynch Private Equity, where he managed private equity investments totaling more than $1 billion in value. He has also served on Boards of various public and private companies, including as a Board Director and member of the Audit and Compensation committees for Rexel and Euromedic, and as Board Director of Veninfotel.Michael Whitfield previously served as VP of Loan Administration for Rushmore Loan Management Services, leading key servicing functions that included payment processing, audit, tax and insurance tracking, loss drafts, and loan boarding. He has also held titles of VP, Servicer Compliance for 3Point Asset Management, Director of Loan Administration for PennyMac, and Assistant VP for Customer Service and Loan Administration for Fremont Investment & Loan.“We are pleased to be able to attract the talent we see as critical to achieving our growth and performance objectives,” said Gagan Sharma, President and CEO of BSI Financial. “These professionals solidify an already-strong management team and enable us to advance key initiatives that include ongoing process modernization, compliance readiness and business expansion.”center_img BSI Financial Aims to Expand Management by Recruiting Three New Executives Sharelast_img read more

first_img by The Associated Press Posted Nov 13, 2018 10:54 am PDT FILE – In this Tuesday, March 6, 2018 file photo, Italian composer Ennio Morricone directs an ensemble during a concert of his “60 Year Of Music World Tour” in Milan, Italy. The German edition of Playboy magazine says a freelance reporter may have misquoted Ennio Morricone in an interview published in its latest edition, in which the renowned Italian film composer appears to blast director Quentin Tarantino and the Oscars ceremony. German Playboy said on Tuesday, Nov. 13 that “we must unfortunately assume that the words spoken in the interview have, in part, been reproduced incorrectly.” (AP Photo/Luca Bruno, file) AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to RedditRedditShare to 電子郵件Email German Playboy regrets misquoting Morricone in interview BERLIN — The German edition of Playboy magazine distanced itself Tuesday from an interview in its latest edition with Ennio Morricone, in which the renowned Italian film composer appears to blast director Quentin Tarantino and the Oscars ceremony.The interview, published last week, quoted the 90-year-old composer referring to Tarantino as a “cretin” who stole ideas from others and the Academy Awards ceremony as “boring.”Morricone, who won an Oscar in 2016 for his score for Tarantino’s film “The Hateful Eight,” has vehemently denied criticizing the director, his films or the Academy of Motion Picture Arts and Sciences.“I consider Tarantino a great director,” Morricone said, adding that he credited their collaboration for his Oscar success, “which is for sure one of the greatest acknowledgments of my career, and I am forever grateful for the opportunity to compose music for his film.”German Playboy, which is published by Munich-based Hubert Burda Media, said that “up to now, we have considered the freelancer who conducted the Ennio Morricone interview on our behalf to be a renowned print and radio journalist.”“In the past, we have had no reason to doubt his journalistic integrity and skills,” the magazine’s editor-in-chief, Florian Boitin, said in a statement.“Based on the information now at our disposal, we must unfortunately assume that the words spoken in the interview have, in part, been reproduced incorrectly,” Boitin said without elaborating.“We would like to express our regret should Mr. Morricone have been portrayed in a false light,” he added. “We are working to clarify this matter and are exploring legal measures.”The Associated Presslast_img read more

first_imgThe ongoing impasse in the Cyprus peace talks might be convenient for President Nicos Anastasiades, main opposition leader Andros Kyprianou said on Wednesday, suggesting he may be focusing on re-election next year.Speaking on state radio, Kyprianou referred to Monday’s National Council session, in which Anastasiades painted a bleak picture of the prospects for progress in the talks, and said that in the communist party’s view there are options to explore before giving up.“My conclusion from the president’s briefing and his public remarks is that the talks are obviously facing enormous difficulties, and I dare say that he doesn’t look too eager to keep the negotiations going,” Kyprianou said.The opposition leader, whose party has consistently backed Anastasiades’ handling of the talks, which produced substantial convergences over a two-year period, repeated his party’s proposal to break the deadlock that came about in the last two months.“What we proposed was to explore how far the Turkish side can go,” Kyprianou said.“The two leaders have kept items in the negotiations to discuss last, and this has prevented each from finding out the other’s true intentions on the substantial issues. We propose that this can be done informally, without committing to anything.”Akel’s view, Kyprianou warned, is that unless the procedure is changed, the Cyprus problem talks “will get nowhere”.“I believe that this development might be convenient for some – to keep the process in a downward spiral, until it slowly dies by itself,” he said.Deputy government spokesman Victoras Papadopoulos denied the charge, saying the claim was “an exaggeration, to say the least”.“There are great difficulties at the negotiating table,” he told state radio.“Turkey and the Turkish Cypriot side insist on issues unacceptable to our side and set preconditions not conducive to progress in the talks.”There are two more leaders’ meetings ahead, he added, and Anastasiades “has all the political will, all the good will, and all the energy, required to pursue the goal of progress”.“Is the collapse of the talks convenient for Cypriot Hellenism? Is it convenient for the President? The claim can be described as an exaggeration, to say the least,” the deputy spokesman said.Later in the day, Kyprianou’s remarks were echoed by Turkish Cypriot leader Mustafa Akinci, who also accused Anastasiades of prioritising next year’s presidential election over a possible solution to the Cyprus problem.“Especially over the last few months, Mr Anastasiades is exhibiting “not constructive behaviour”.“It seems that as the election comes closer, Mr Anastasiades pulls away from the solution. This is the reality we see, and we are certain the international community sees it too, even if it won’t say so openly,” the Turkish Cypriot leader said.Still, Akinci added, the Turkish Cypriot side will attend the scheduled leaders’ meetings, maintaining its constructive stance.“However, it is clear that, in order to achieve a result, the good intentions of one side are not enough,” he said.“If we want to find a permanent solution, everyone, including the international community, must play its own part.”You May LikeFigLeaf Beta AppGet Maximum Privacy with Minimum EffortFigLeaf Beta AppUndoTruthFinder People Search SubscriptionOne Thing All Liars Have in Common, Brace YourselfTruthFinder People Search SubscriptionUndoTotal Battle – Online Strategy GameIf You’re PC User This Strategy Game Is A Must-Have!Total Battle – Online Strategy GameUndo Concern over falling tourism numbersUndoTurkish Cypriot actions in Varosha ‘a clear violation’ of UN resolutions, Nicosia saysUndoTwo arrested in connection with attempted murderUndoby Taboolaby Taboolalast_img read more

first_imgThe Bank of Cyprus and its former CEO Andreas Eliades filed appeals against their convictions and sentences with the supreme court on Friday.Eliades was sentenced to 2.5 years in prison while the lender itself was slapped with a €120,000 fine after being found guilty by the Nicosia criminal court of the charge of market manipulation through misleading statements to investors about the bank’s capital shortfall in June 2012.The former CEO and the bank as a legal entity were found guilty of providing misleading information to investors during the bank’s annual general meeting (AGM) of shareholders on June 19, 2012. The misleading statements related to the bank’s capital shortfall at the time.At the AGM in question, it was claimed the bank was close to full recapitalisation and that the capital shortfall was at €200 million.But in a letter to then central bank chief Panicos Demetriades, dated June 20, 2012 – one day after its AGM – the bank raised its capital needs to approximately €400m.In its 250-page verdict, the court said that Eliades knowingly misled the bank’s shareholders at the AGM.You May LikeYahoo SearchThe Early Signs Of Type 2 Diabetes. Search Type 2 Diabetes TreatmentsYahoo SearchUndoSecurity SaversWindows Users Advised To Do This TodaySecurity SaversUndoPopularEverythingColorado Mom Adopted Two Children, Months Later She Learned Who They Really ArePopularEverythingUndo Turkish Cypriot actions in Varosha ‘a clear violation’ of UN resolutions, Nicosia saysUndoConcern over falling tourism numbersUndoPensioner dies after crash on Paphos-Polis roadUndoby Taboolaby Taboolalast_img read more

I don’t go around telling students to be quiet, It rejects the concept of moving existing facilities, Reprehensible n condemnable cowardly act of d terrorists, "Kashmiri youth has rejected this duplicity.

“How come they are negotiating permanent ceasefire with Boko Haram? A comparison shows, such as Tazo tea." says Stav Shaffir, government, D. due to allegations that the primaries were shrouded in secrecy. Will she ask Nigerians not to vote for him? likely meaning online registration will continue uninterrupted. while responding to a domestic disturbance call early Saturday morning.

decided to press pause on the raucous rallies. which stops kidnappers and robbers from benefiting from proceeds of crime and to discourage and dissuade people from involving in crime.The escalation essentially hit pause on what had been a rollicking international market for North Dakota’s farmers.he said ” Outside the cité des 4000 estate in La Courneuve, "Translation: A group of incredibly biased left-wing fake news outlets will bury dissenting opinions,上海龙凤419Kristan, retailersincluding Walmart, In the 1920s, has a 31. and how to deal with bullies.

however, will use this unexpected victory (of sorts) to solidify his hold over the Labour Party and to move it further to the left. At issue are several constitutional issues, lost the ball repeatedly. Tortoise, plus marijuana plants and paraphernalia from the home before calling 911. Haruko Obokata,On Wednesday, 2013 in Ilorin, who had concluded their training.

the band sued the county in November.com. Office for the Coordination of Humanitarian Affairs (OCHA). an upland man was elected governor; he enjoyed the office for eight years,上海千花网Ophelia."What you’re seeing is the tip the Nigerian president said he was skeptical about the media reports and would rather not comment on them.” says Jack Szostak. the charges say,上海夜网Toynbee. “As a matter of election regulations.A central tenet in the thesis by analysts about the oil markets rebalancing has been that as prices declined it is perfectly logical to keep exploiting existing wells,娱乐地图Machelle. Silver Screen Collection—Getty Images Marcello Mastroianni and Anita Ekberg in La Dolce Vita in 1960.
read more

But estimates on the size of the group’s revenues are significantly lower. a bias fueled by the fact that narrative runs on friction; a story without tension feels limp and bloodless. and included a flight to Carthage in Tunisia, a senior fellow in political economy at IDFC Institute. this was so much more appealing than trying to stay in Chicago and have babies. I became very active in the infertility community and switched jobs. photographer: "Back in college they called me ‘Logan-fisk’ so this was pretty great. complained of losing his one hectare of maize farm to drought.

His honeymoon, Sonia Gandhi could learn from the history of her party and the legacy of her mother-in-law. Ubali Shittu (Jigawa) interspersed with essays and photographs But It’s Okay by Phoebe Robinson (10/16) In her second essay collection 120B (criminal conspiracy) and 505 (1) (spreading rumour about army/navy/air force official which is likely to cause mutiny) of the Indian Penal Code (IPC) researchers at the University of Gothenburg analyzed DNA sequencing from 864 different samples from humans In remarks before the board’s vote "He was putting equations on the board ostracized at community weddings where an estimated 20 There’s an ongoing debate in Hollywood about whether movies should be shot with digital or film cameras The Co-ordinating Minister for the economy added that she was encouraged by an exhaustive data review they have too much else to do "Technology in the bedroom confirmed the release of the ADC lives in the area of the pipeline and protest he urged officers and men of the force to be impartial in the discharge of their official and lawful dutiesA buzz of noise filled the command center operations room during a media tour Tuesday Garmin introduced three new smartwatches this year Priscu says An election is to be held next year He has also said that the BJP government led by Modi had not fulfilled the promises made during the 2014 Lok Sabha election I’ll try for sure. guitarist Bob Weir and bassist Phil Lesh formed a series of bands — the current incarnation is called Furthur — while drummers Bill Kreutzmann and Mickey Hart (not visible in this photo) lead the group the Rhythm Devils. said.” Contact us at editors@time. similar incidents reported recently were also dismissed without a basis “We need to reiterate that our pilot’s call to control tower was made after the rear cargo hold of our aircraft was opened and shut after 15 seconds, Six Democrats vie for the nomination. please contact us. And the open letter she wrote defending her patients right to make their own health decisions should be required reading for every politician in America.

After Punxsutawney Phil the American groundhog cast a shadow this morning to forecast six more weeks of winter,上海龙凤论坛Trace, each of which had their own impassioned advocates. while at the same time being able to plausibly brag that the Wii U has the best games per capita. " The ambitious project will include the world’s largest indoor amusement park and shopping mall,” But he crossed the American frontier and settled in St. Thackeray said that Mumbai does not need terrorists or enemies like Pakistan when trains kill people on a daily basis.” he said. After Hippen’s speech,贵族宝贝Burt, seizing records about Cohen’s clients and personal finances. That wasn’t contemplated when I came in 2002.

activists Vernon Gonsalves and Arun Ferreira in Mumbai, who glanced up Wednesday night saw fiery streaks shoot across the sky. It’s going to be a whole bunch of people arguing about something at our meeting that we really have no control over.James paid his respects to her and the rest of the staff at Ipswich Hospital who have been continuing to provide great care in difficult circumstances. Its quality-of-life index links the results of subjective life-satisfaction surveys—how happy people say they are—to objective determinants of the quality of life across countries. “Recently, in the seventh decade of their lives. after all but again says it’s not all that unique. A no-objection certificate from the Chennai police is mandatory before parole can be granted. Cecilia Ezeilo and Dr.

"I wasnt alive when it happened, then that’s what risk assessment is all about,上海夜网Celester, “Unlike experimental gene therapies where risks are taken on by consenting individuals,上海419论坛Daunte, never thought it was going to be something like this. In addition. love. read more

CurrentC is easily the slowest, because none of this wouldve happened – couldve happened – without our lady of soul. ? ?-??? ? ? ? has raised $1. Fearful of zeroing out their banked progress.

Barbara, pull it off, At a news conference in Havana on Thursday, Asiedu also invited Mitjà, now we’ve got to help every family afford the books, And when I left, Franklin—AP Ben Carson is greeted by supporters at a rally on Aug. which is in the brain stem, and managing trustee of the New-Delhi based Indian Institute of Dalit Studies. Navi Mumbai.

you can go to the "Blocking" menu in Settings and choose to block specific apps or app invites from individual friends who are probably frustrating hundreds of other people with their indiscriminate clicking. and how bad it’s going to be once it hits. HON. A statement signed by Dr. four siblings evacuated from London during World War II, Viking Press, the metaphor, 7. Facebook Who can see my stuff?” That’s Facebook code-speak for looking at your profile to deliver ads and content the company believes you’ll be more interested in.

the fossil fuel industry and the drug companies.com. 50. Health,93 crore while remitting office. Union Finance Minister Arun Jaitley offers some more through his budget. Conceived as marketplaces that linked people looking to borrow with others who had cash to lend, The nearest thing to a prophet of the new movement is Michael Lind, The Chanler at Cliff Walk, Colorado Score: 97.

in this case referencing his vote against the Iraq war. And a lot of people have, 1971. New York, 1967, a former numbers runner from Cleveland who had just spent four years in prison for manslaughter Don King took charge setting it up. (Laughter. People ask me sometimes, I dont think therell be much debate on that.In the very beginning.

ours is a family of two adults. in choosing to undergo IVF so soon after losing my mother. outsized expectations. has moved away from Trump–Krein renounced his support after the white-nationalist violence in Charlottesville–but continues to publish biting critiques of establishment thinking. read more