Whitehall Road Residence / B.E ARCHITECTURE

first_img “COPY” Photographs Houses Whitehall Road Residence / B.E ARCHITECTURESave this projectSaveWhitehall Road Residence / B.E ARCHITECTURE Projects Year:  CopyHouses•Flinders, Australia 2013 ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/627799/whitehall-road-residence-jon-boucher Clipboard Save this picture!© Peter Clarke+ 14 Share “COPY” CopyAbout this officeB.E ArchitectureOfficeFollowProductsWoodStone#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesFlindersB.E ARCHITECTUREHousesAustraliaPublished on May 07, 2015Cite: “Whitehall Road Residence / B.E ARCHITECTURE” 07 May 2015. ArchDaily. Accessed 11 Jun 2021. ISSN 0719-8884Read commentsBrowse the CatalogVentilated / Double Skin FacadeTechnowoodClick Façade SystemWindowsMitrexSolar WindowMetal PanelsAurubisOxidized Copper: Nordic BrownAcousticKvadrat AcousticsAcoustic Panel System in AMOREPACIFIC HeadquartersStonesCosentinoSilestone® Surfaces – Loft SeriesWoodLunawoodThermo Timber and Industrial ThermowoodLightsLouis PoulsenOutdoor Lighting – Flindt PlazaTiles / Mosaic / GresiteLove TilesPorcelain Tiles – NestAluminium CompositesMetawellAluminum Panels for Interior DesignMetallicsRHEINZINKZinc Roof Systems – Double Lock Standing SeamStoolsWilkhahnOffice Stool – Aline-SBulbs / Spots / Wall LightsUniosHorticultural Luminaire – Kobe FloMore products »Read commentsSave想阅读文章的中文版本吗?白厅路别墅 / B.E Architecture是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my stream ArchDaily Architects: B.E Architecture Area Area of this architecture project Year:  Area:  740 ft² Area:  740 ft² Year Completion year of this architecture project ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/627799/whitehall-road-residence-jon-boucher Clipboard Australia Whitehall Road Residence / B.E ARCHITECTURE photographs:  Peter ClarkePhotographs:  Peter Clarke Design Director:Broderick ElyProject Architect:Andrew PivaBuilder:Good ConstructionsArchitect In Charge:Jon BoucherCity:FlindersCountry:AustraliaMore SpecsLess SpecsSave this picture!© Peter ClarkeRecommended ProductsDoorsdormakabaEntrance Doors – Revolving Door 4000 SeriesWoodStructureCraftEngineering – Architectural & FreeformDoorsGorter HatchesRoof Hatch – RHT AluminiumWoodGustafsWood Veneered Wall & Ceiling PanelsText description provided by the architects. The house at Whitehall Road is positioned at the crest of a hill, to take advantage of sweeping views of the surrounding landscape. A grove of mature gum trees inform the location of the house; their tall and slender trunks countering the low horizontality of the building and providing shade to the pool and deck areas.Save this picture!© Peter ClarkeThe overriding gesture of the building is the massive drystone wall running the full length of the house. It is cut into the earth, at once anchoring the house and countering the exposure of the site.Save this picture!Ground Floor PlanOrientated to follow the drystone wall, the house is a series of rectilinear pavilions. Downplaying the scale of the five bedroom house, the pavilions allow for a variety of outdoor, indoor and interstitial spaces. The character of the interstitial spaces is further emphasised through the use of fully retractable glazing and delicate cane screening.Save this picture!© Peter ClarkeStone, timber, glass and render are the predominant materials. The heaviness and solidity of the stone and the scale of the timber sections provide a strong contrast to the large expanses of glass which feature throughout. Sightlines are carefully coordinated with the glazing in a sequenced revealing of the vast landscape.Save this picture!© Peter ClarkeProject gallerySee allShow lessArchDaily Founders to Discuss Globalization and “Going Viral” at AIA Convention 2015EventBIG and Heatherwick’s Futuristic Google HQ Proposal Loses to LinkedInArchitecture News Share 2013last_img read more

A Resurgence of ARMs

first_img in Daily Dose, Featured, Market Studies, News Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Related Articles Data Provider Black Knight to Acquire Top of Mind 2 days ago  Print This Post Adjustable-rate mortgages (ARMs) may have been a defining trait of the housing market crash. However, the average mortgage rates on 5/1 adjustable-rate mortgages (ARMs) as well as the  30-year fixed-rate mortgages (FRMs) rose by about 70 basis points from August 2017 to August 2018, according to an analysis by CoreLogic. “ARMs were popular prior to the housing bubble burst and its share of the dollar volume of conventional loan originations dropped to a staggering 4 percent in early-2009 from more than 50 percent during mid-2005,” Archana Pradhan, Senior Professional Economist at CoreLogic wrote on its blog. Though the rates of ARMs have fluctuated from 8-18 percent, increasing and decreasing in tune to the rise and decline of FRMs, the overall ARM share remained stable from last year despite the rise in the mortgage interest rate, the report indicated. The analysis also found that ARMs accounted for 15 percent of the dollar volume of conventional single-family mortgage originations as of August 2018. It is worth noting that the national share of ARMs had considerable variations across locations and loan sizes. The report found that ARMs are common in expensive areas and among homebuyers borrowing large-balance mortgage loans than for those with smaller loans. The rate on 30-year FRMs surged to 4.55 in August 2018 from 3.88 in August 2017. Similarly, the rate on 5/1 ARMs rose to 3.87 in August 2018 from 3.15 in August 2017. Buyers perceive ARMs to be a more feasible option on account of its lower initial interest rate, especially for bigger loans compared to FRMs, resulting in bigger monthly savings. Pradhan noted the strong relationship between the average sale price and the ARM share, wherein it is higher for metros with a higher average sale price. San Jose metro had the highest average sale price and the largest share of ARMs out of all conventional mortgage originations in 2018. Metro areas used in the CoreLogic analysis are Core Based Statistical Areas. At a stable rate since 2017, ARMs comprised 51 percent of the dollar volume among mortgages of more than $1 million originated during August 2018. The ARM share dropped by 1 percentage point from August 2017 and is currently at 21 percent among mortgages in the $400,001-$1 million range, and remains unchanged from last year among mortgages in the $200,001-$400,000 range at 7 percent in August 2018. The report reflects on the correlation between the demand for ARMs and FRM rates and the difference in their initial interest rates. For homeowners, relatively low FRM rates continue to be a great option despite the rate having increased a year ago. The analysis also cites higher default rates on ARMs during the crash, rigid underwriting requirement of lenders in recent years, lengthening periods of expected ownership as the possible reasons for the decrease in ARMs volume. November 14, 2018 577 Views The Best Markets For Residential Property Investors 2 days ago Tagged with: Adjustable Mortgage Rates Archana Pradhan CoreLogic Fixed-Rate Mortgages HOUSING Previous: And Your Home Can Fetch … Next: Marion McDougall Stepping Down From Caliber The Best Markets For Residential Property Investors 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Demand Propels Home Prices Upward 2 days ago A Resurgence of ARMs Data Provider Black Knight to Acquire Top of Mind 2 days ago Subscribe Sign up for DS News Daily Donna Joseph is a Dallas-based writer who covers technology, HR best practices, and a mix of lifestyle topics. She is a seasoned PR professional with an extensive background in content creation and corporate communications. Joseph holds a B.A. in Sociology and M.A. in Mass Communication, both from the University of Bangalore, India. She is currently working on two books, both dealing with women-centric issues prevalent in oppressive as well as progressive societies. She can be reached at [email protected] Servicers Navigate the Post-Pandemic World 2 days ago Share Save Home / Daily Dose / A Resurgence of ARMs Adjustable Mortgage Rates Archana Pradhan CoreLogic Fixed-Rate Mortgages HOUSING 2018-11-14 Donna Joseph Demand Propels Home Prices Upward 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago About Author: Donna Josephlast_img read more